Severe Auto Accident Injuries
Common severe auto accident injuries include both impact and penetrating types of injuries. Impact injuries occur when a driver or passenger has impact with a part of the vehicle, such as the head hitting the steering wheel, while penetrating injuries involve cutting or scraping of the skin, such as glass shards creating cuts after impact. Soft tissue injuries are the most common type of injury in auto accidents, where damage is done to muscles or ligaments upon impact. Whiplash is a common example of this type of injury. Other common issues are head injuries, damage to the back or spine, scrapes and bruises, or arm and leg injuries.
All too often auto accidents cause severe injuries for many individuals, along with emotional and physical damage that creates challenges in life after the accident. About 3 million Americans experience nonfatal injuries related to auto accidents each year. Technology continues to aid in decreasing the severe injury and death rate from auto accidents each year – the US saw a 1.2% drop in the fatality rate of auto accidents from 2018 to 2019. That being said, auto related medical expenses continue to soar for Americans, with medically consulted auto injuries in 2018 totally around $445.6 billion.
Getting Paid After a Major Accident Injury
Car accidents can leave you and your family in a great deal of emotional and physical pain, and adding financial duress to that situation is often unbearable for those involved. However, there are options to get paid for the pain and suffering caused by major accidents, and it is important to pursue these avenues of financial assistance to aid in recovery after the accident.
If the auto accident was not your fault, you are typically eligible to be compensated for your damages, whether that be in the form of paid medical bills, compensation for mental or physical pain and suffering, lost wages, etc. However, there are a few different ways that compensation may be received. Often in Arizona, the victim’s car insurance company will pay for the medical expenses up to the policy limit, then typically seek out insurance payment from the at-fault party’s insurance company. You may also seek to obtain settlement money through a personal injury claim; your car insurance company may then attempt to retain their payment for medical expenses through that settlement.
Protecting Your Family and Your Financial Rights
It is important no matter what side of a severe auto accident you are on that you keep in mind you and your family’s financial rights in the situation. You should always stay calm and keep track of any damages, medical expenses, or other challenges caused by the auto accident. If your injuries are severe, you should reach out to an experienced personal injury attorney to guide you through the process and protect you from any possible issues.
Permanent Disability and Monetary Compensation
One of the most traumatic outcomes of a severe auto accident is permanent damage and disability. This can come in many forms, such as long term brain damage, amputations, spinal cord damage, and more. Permanent disability compensation should account for the long lasting impact of the accident – the victim may have to change or quit his or her job and must file for lost wages, or may have to continually return for medical treatment. If you are experiencing permanent disability from an auto accident, you should enlist the help of a personal injury attorney to ensure that your compensation is fair and sufficient for your losses.
Why Hiring an Injury Attorney may be Helpful
It can be extremely overwhelming to experience the loss and trauma of a severe car accident. Dealing with recovery, family members, establishing fault and seeking compensation for your troubles all come at a great personal cost both physically and emotionally. This is why it can be very helpful to bring in an experiences injury attorney to guide you through the legal process of these types of accidents.
For example, it is critical that you understand the laws of your own state with regards to obtaining compensation and establishing fault. In the state of Arizona, insurance companies adjust payments to individuals involved in an auto accident based on a percentage of fault for the accident. This can become important as you seek compensation for your damages in an accident – if you are found to be partially at fault for the damages, you may receive reduced compensation.
Insurance Companies Play Games
Dealing with insurance companies can be a stressful part of life after a severe auto accident. Insurance companies typically attempt to escape any payments they can to their clients or to damaged parties in a related accident. For example, if an accident is not your fault and you try to file a claim with the at-fault party’s insurance company directly, they may try to take the side of their client instead of yours, even if it conflicts with the facts of the accident. You should always obtain as many concrete facts and reports as you can to seek compensation from the insurance companies.
Focusing on Your Recovery
It is important to remember that your recovery is the most important thing to deal with after you experience a severe auto accident. While financial and legal complications can seem to take precedence over the situation at hand, never forget that the health and safety of you and your family are the most critical priority. You can always enlist the help of an attorney to take care of the post-accident challenges, like battles with other attorneys and insurance agencies. Always remember to take time to mentally and physically recover, so you can get back to your normal life as smoothly as possible.
Letting a Lawyer Fight Other Lawyers
Auto injuries can be extremely complex and taxing to all parties involved. Often times auto accidents are not black and white as far as how the situation occurred. Sometimes both drivers are partially at fault, or there was an unforeseen circumstance that caused the accident more so than either of the drivers involved. Due to all of these complexities, it is often best to enlist the help of a personal injury attorney to fight your battles for you. A personal attorney can advise how best to seek compensation from the at-fault party, and can take on the stresses and complications of taking action.
Large Injury Settlements and the Legal Process of Finishing a Case
Severe auto accidents often come with large and complex settlements for related injuries. Approximately 96% of personal injury cases do not end up going to trial because the parties reached a settlement instead. To reach this settlement and obtain the largest settlement possible, your personal injury attorney will determine the best course of action. First, you must establish the facts of the case and determine which party is at fault for the accident. This is critical in determining where the settlement money should eventually come from, as the at-fault party’s insurance company should typically be liable for most of the damages, depending on the case facts. The role of your personal injury attorney comes strongly into play when dealing with the other party’s insurance company, as attempting to settle without a lawyer will often result in a low settlement offer that does not fully cover your damages. Your personal injury lawyer can submit a claim, review the settlement offer, and fight for your entitled compensation until a settlement is reached and paid.
The bigger the claim the harder insurance companies fight
Severe auto accidents are essentially the worst case scenario for insurance companies. The worst car accidents can end up in permanent damage to a victim, which often come with lifelong medical expenses along with other requests for compensation, such as emotional trauma or lost wages. Due to the high price tag of these types of accidents, you will find that insurance companies tend to battle these claims fiercely. Some insurance companies will even dispute the facts of a police report to lower the settlement amount paid. To make sure you are not a victim of the tricks of insurance companies, you should always obtain the legal advice of an attorney in order to receive the settlement you are owed.
Going after policy limits
After a typical car accident, your car insurance company should cover your medical expenses up to your policy limit. After hitting your limit, your health insurance company may take over the expenses. Your insurance company will likely then file a claim with the at-fault party’s insurance company. You may also seek a settlement to cover the expenses above and beyond your policy limits, though your insurance companies may request some of this settlement money to recoup their costs from your claims.
Knowing when to not accept a settlement offer
When seeking a settlement offer from an insurance company, it can be difficult to know when to give in, accept the offer, and move on from the accident. You should always enlist the help of a personal injury attorney if your damages are anything more than extremely minor injuries, otherwise the chances of being underpaid in a settlement are high. Your attorney will closely investigate the facts of the case, compile a full list and cost of all the damages you have incurred, negotiate for a larger settlement, and have the knowledge and experience to know when the settlement offer is appropriate to be accepted.
Protecting your best interests after a car crash injury
You should always concentrate on looking out for your own interests after a severe car injury. This may come in the form of mental wellness, physical recovery, and financial compensation for your damages. It can be challenging to go through the process of fighting for your rights and compensation after an injury, especially when other individuals are also injured. Having an attorney on your side can always help to look after your best legal and financial interests, while you look after you and your family’s mental and physical well-being.
Schedule a Free Consultation with a Mesa Car Crash Lawyer
If you have found yourself involved in a severe auto accident injury, the best thing to do is always to find a personal injury lawyer to help guide you through the complicated process you may have to endure after your accident. If you are unsure of what next steps you should take after experiencing a severe auto accident, schedule a free consultation with the team at Rowley Chapman & Barney. They can help you to determine what legal action to pursue, who is likely at fault for your accident, and what kind of settlement amount you might be able to obtain. The team is available to help you start the process of financial recovery after your accident. You can focus on you and your family’s emotional and physical safety and well-being, while the team at Rowley Chapman & Barney can handle the rest.
Schedule a consultation with a Severe Auto Accident Injuries attorney in Mesa to handle your case. Rowley Chapman & Barney is a leading auto accident attorney. Our firm is AV Preeminent rated, the highest rating bestowed upon an attorney by Martindale-Hubbell. Rowley Chapman & Barney has won several multiple million-dollar verdicts and is no stranger to the big stage.
Severe Auto Accident Injuries
Rowley Chapman & Barney will make a substantial difference in your auto accident case. The consultation is free, the case review is free, and we’ve helped accident victims obtain favorable financial settlements. Call now to learn more about your rights after an auto accident injury in Mesa, AZ. Do not put it off any longer, call or text our accident injury lawyer, Kevin Chapman, today, at (480) 833-1113 for your FREE consultation.