If you are considering bankruptcy, first, realize - YOU HAVE NOT FAILED.   Rather, you are on the right track to creating a brighter outlook for you and your family.    Our bankruptcy department will analyze your economic situation in light of the bankruptcy laws and help you decide what options would best suit your needs and place you in the premier position to move toward a sound financial foundation.

At Rowley Chapman Barney & Buntrock, we will help you understand how the bankruptcy laws affect you and guide you every step of the way.   You can expect to be treated with confidence and the utmost respect.

Chapter 7 bankruptcy has helped millions of Americans eliminate their debts.    Typically, chapter 7 has helped people who:

• have little to no income;
• rent or have little to no equity in their home;
• have few assets outside of the necessary day to day items for living; and/or
• have a difficult time catching up on their medical, credit card, or other bills.

We can help you determine if you qualify and get you started on the path to greater economic freedom.

If you do not qualify for a chapter 7, Chapter 13 bankruptcy may still be able to provide you with a fresh start.   This chapter may allow you to force creditors to lower payments, interest rates, or even the very principal you owe on certain debts.

No matter you financial situation, we will help you determine if, when, and which bankruptcy filing would be best for you

We are a debt relief agency.    We help people file for debt relief under the bankruptcy code.